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Terms & Conditions Of Use

Right to Use Services

The usage of certain sections of the Sites, particularly those related to the Paid Service, requires a User ID and Password. Access to the Sites or their content is explicitly limited to the named user(s) provided to us as the subscriber. You agree not to permit, under any circumstances, the use of your User ID or Password by any other person. A “Named User” refers to the individual identified to us as the subscriber to any of the Sites.

Important Disclaimers Related to our Services

a. Accuracy of Information Cannot be Guaranteed: While the material is based on information considered reliable and current, its accuracy, current status, or completeness is not verified. The opinions expressed in publications are subject to change without notice, and there is no obligation to update the information. It is recommended to discuss investment options with financial advisers before making any decisions.

b. Compensation for Endorsing Products or Services, “Affiliate” Relationships: Products or services reviewed or endorsed often involve financial relationships with the respective companies, including commissions or reimbursements. Policies are in place to avoid influencing the price or quality of goods and services due to these relationships. Subscribers are urged to perform due diligence before transacting with any firm.

Content Not to be Construed as Personal Investment Advice

The material published as part of the Services is for informational purposes only and is not a substitute for advice from an experienced broker or investment adviser. It is not intended to constitute individual investment advice tailored to personal financial situations. The material should not be construed as an offer to buy or sell any security, financial product, or instrument. The opinions expressed are those of the publisher and are subject to change without notice.

Additional Terms Applicable to User Contributed Content

Our Services may include User Contributed Content such as comments and articles. Users contributing content agree to be personally responsible for their submissions and must comply with additional terms.

a. Acceptance: Submission of User Contributed Content signifies acceptance, without modification, of the specified terms. Non-agreement with these terms means users should refrain from submitting content.

b. License: By submitting content, users grant a non-exclusive, worldwide, perpetual, irrevocable, unrestricted, royalty-free license to use, copy, display, distribute, and disclose the content. This includes the right to sell, modify, create derivative works, and incorporate the content into other works for any purpose, commercial or otherwise, without compensation. Users waive any moral rights to their contributed content.

c. Conduct: Users agree to be personally responsible for their User Contributed Content and must:

  • Communicate in a lawful and respectful manner.
  • Ensure their content does not defame or violate the intellectual property rights of any person.
  • Acknowledge that contributed content is considered non-confidential and non-proprietary.
  • Avoid submitting content containing advertising or promotional materials without prior consent.
  • Submit content related to the subject matter of the Site and comply with applicable law.
  • Refrain from impersonation, submission of abusive content, or engaging in any unlawful activity.

Users also represent that they own or control all rights to their contributed content and that it complies with the specified terms.

d. Disclosure of Conflicts of Interest: Contributors must disclose any conflict of interest, ownership interest, business, employment, or financial relationship with companies or stocks mentioned in their contributed content. Intent to purchase or sell a stock within three trading days of submitting content discussing that stock must also be disclosed.

e. Responsibility for User Contributed Content: Contributions express the views of contributors and not necessarily those of the platform. The platform disclaims responsibility and liability for any User Contributed Content. While there is no obligation to pre-screen or monitor content, the platform reserves the right to monitor, delete, move, or edit content at its discretion and terminate access to users for any reason.

f. Copyright Infringement Notices: The platform adheres to intellectual property rights and promptly processes notices of alleged infringement under applicable laws. Users are terminated if found to be repeat infringers.

International Use

Information published may contain references not suitable or available in countries outside the United States. Users accessing the Services from other locations do so at their own risk and must comply with local laws.

Disclaimer of Warranties

The Services and content are provided “as is” without warranties of any kind. The platform, its officers, managers, members, employees, affiliates, and agents disclaim all warranties, express or implied. Users utilize the Services at their own risk, and the platform disclaims liability for access failure, interruption, correctness, quality, accuracy, timeliness, reliability, performance, availability, completeness, or delays in the Services.

The platform shall not be held liable for delays or failures caused by circumstances beyond its control. This includes acts of nature, forces, or causes beyond reasonable control, Internet failures, computer equipment failures, and other unforeseen events.

Under no circumstances shall the platform be liable for any default or damage arising from events beyond its control.